Credit rationing in non-metropolitan markets for small business loans by Julia M. Friedman

Cover of: Credit rationing in non-metropolitan markets for small business loans | Julia M. Friedman

Published by State & Regional Research Center, University of Minnesota in [Minn.] .

Written in English

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  • Credit control.,
  • Commercial credit.,
  • Small business -- Finance.

Edition Notes

Book details

Statementby Julia Mason Friedman.
SeriesWorking paper / State and Regional Research Center, University of Minnesota -- 88-02., Working paper (University of Minnesota. State and Regional Research Center) -- 88-02.
ContributionsUniversity of Minnesota. State and Regional Research Center.
The Physical Object
Pagination33 p. ;
Number of Pages33
ID Numbers
Open LibraryOL15183558M

Download Credit rationing in non-metropolitan markets for small business loans

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This result is similar qualitatively to the credit rationing equilibria obtained in the bank contracting model analyzed by Williamson (). Yet, it differs from Williamson’s in a key respect: in our model credit rationing arises exclusively as a consequence of bank market structure and the risk choice of entrepreneurs and banks is endogenous.

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